Spirit Guide

What Happens to Online Accounts When Someone Dies

A practical guide to locating digital accounts, understanding platform policies, and what executors should do first.

Why this is harder than paper records

Banks still send statements. Email, subscriptions, and cloud photos often have no paper trail. Executors must reconstruct a digital life from fragments—phones, browsers, and scattered notes.

Spirit Guide helps you document accounts while you are able, stored only on your device, so your family is not guessing under stress.

What executors should do in the first week

Secure physical devices and mail. Identify the primary email account—many resets flow through it.

Document subscriptions still charging. Contact the estate attorney before closing accounts that may hold assets.

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No account required. Your data never leaves your device.